For many of us, budgeting is a looming task that we have come to dread. You can’t remember how much money you spent eating out this month, the water bill was higher than usual and you went back-to-school shopping for all of the kids. Maybe you incurred some unexpected expenses when your car broke down or your kids got that nasty virus going around.

Tracking your spending doesn’t have to be this stressful chore though! You can prepare yourself for how much you will probably spend every month and build in a cushion for unexpected expenses. We’ve compiled an easy-to-follow guide for how to create and organize your monthly expenses worksheet to help you stay on top of your budget. More »

Everyone is different when it comes to budgeting and money management. On the one hand, you’ve got people who rarely track where their paycheck is going and on the other hand you have the people who meticulously plan and track spending down to the penny.

While it’s obviously not wise to spend without documenting your purchases, there are easier ways of staying on top of your finances other than relying on an Excel spreadsheet. Here is a breakdown of the top three ways to manage your spending to help you decide on the best spending tracker for you. More »