For many of us, budgeting is a looming task that we have come to dread. You can’t remember how much money you spent eating out this month, the water bill was higher than usual and you went back-to-school shopping for all of the kids. Maybe you incurred some unexpected expenses when your car broke down or your kids got that nasty virus going around.

Tracking your spending doesn’t have to be this stressful chore though! You can prepare yourself for how much you will probably spend every month and build in a cushion for unexpected expenses. We’ve compiled an easy-to-follow guide for how to create and organize your monthly expenses worksheet to help you stay on top of your budget. More »