If getting your finances organized and learning how to manage money better was simple, then we would all be debt free or pretty close to it. Preparing for a stable financial future takes hard work and dedication, but it also calls for the right tools.

While it is never a bad idea to meet with an accountant, there are plenty of other cost effective ways to stay on top of your assets and expenses. Here are a couple of simple ways to manage money that I use every day to keep my spending in order. More »